Type of Insurance (Applicable to Construction)

Construction poses inherent risks.  As a result, insurance becomes a must-have to protect construction participants from certain risks.  Insurance commonly procured during construction projects includes:

  1. Automobile liability;
  2. Builder’s risk and property insurance;
  3. Contractor’s equipment insurance;
  4. Commercial general liability (CGL);
  5. Contractor’s pollution liability;
  6. Professional liability / errors & omissions;
  7. Subcontractor default insurance;
  8. Workers compensation (and employers liability); and
  9. Wrap-up insurance (CCIP & OCIP);

Check out the below chart for a better understanding of insurance policies and terms applicable to construction:


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Please contact David Adelstein at dadelstein@gmail.com or (954) 361-4720 if you have questions or would like more information regarding this article. You can follow David Adelstein on Twitter @DavidAdelstein1.