Tag Archives: automobile liability

Injured Parties Must Comply with Florida’s Nonjoinder Statute

When it comes to filing a claim against another’s liability insurer, injured parties sometimes try to improperly put the proverbial cart before the horse.   You CANNOT sue another’s liability insurer (a policy you are not insured under) until you … Continue reading

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Exclusions Bar Coverage even in Automobile Liability Insurance Policies

When an insurer believes it does not owe a duty to indemnify its insured, it is not uncommon that it (1) starts to defend the insured under a reservation of rights and (2) files an action for declaratory relief contending … Continue reading

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Salient Points when it Comes to the Interpretation of Insurance Policies

A Florida Supreme Court decision recently came out that touched on salient points when it comes to the interpretation of insurance policies.  These points are as follows: The interpretation of an insurance policy is a question of law for the … Continue reading

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You cannot Join Liability Insurer into Your Lawsuit

I have been damaged.  Can I sue the party that caused the damage (the insured) and its liability insurance carrier? No!  Florida’s non-joinder statute prevents a damaged party from suing a liability insurer (the damaged party is not insured under) … Continue reading

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Filing Lawsuit for Declaratory Relief in Insurance Coverage Dispute

When there is an insurance coverage dispute, the insurance company or insured will likely file a lawsuit for declaratory relief for the court to declare whether or not there is insurance coverage for a particular risk / loss. This lawsuit … Continue reading

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